My Services

The financial management process*:

Peter begins with an in-depth evaluation of your current financial situation. He will go through a "Personal Investment Profile Form" designed to take inventory of your current assets. Peter will then ask you questions to determine your investment objectives, time horizon, and risk tolerance. This profile will help build the base of information needed to move you to the next step in the asset management process - the selection of an appropriate asset allocation policy.

Secondly, Peter takes the time to evaluate both strengths and weaknesses of your current financial situation and then makes the appropriate recommendations through a written plan. This plan contains a hypothetical Family Needs Analysis and Retirement Capital Projection that take into consideration the effect inflation will have on your future needs.

Peter will then work with you side by side to implement the recommendations and to answer any questions you may have as well as providing on-going guidance and review of your progress in obtaining the goals you desire to accomplish.

For many people, an employer provided 401(k) or 403(b) plan may be your largest investment asset at retirement. Peter provides the information necessary to maximize the potential of these plans while you are still employed and then advises how to best handle the important decisions you are faced with as to what to do with your 401(k) and 403(b) plan at retirement. Making a mistake in this area of planning can be very costly through unnecessarily paying income taxes, choosing the wrong investment or potential IRS imposed penalties. Peter with clients

With changing economic conditions and market swings, Peter advocates investing sensibly over the long term and maintaining an adequate level of insurance coverage.

Peter's mission is to uphold, discover and support trust, honesty and integrity in all relationships.

Some of the services we offer through Lincoln Financial Securities

 

* Retirement planning

* College funding

* Estate conservation

Some of the servcies we offer through other fine companies 

* Long Term Care planning

* Tax reduction strategies*

* Buy-Sell agreements

* Medicare supplements

* Group benefits